Agro-Group-Банк Пивденный

«Agro-Group» Company’s principal line of business is importing agricultural machinery and equipment from Europe and Northern America. The company has exhibition facilities in Ukraine, Great Britain and Germany.

LLC «Agro-Group» delivers products and equipment required to carry out nearly every kind of agricultural operation in Ukraine. Such equipment include products by renowned European and US brands such as John Deere, Claas, Case IH, Manitou, JCB, Vaderstad, Lemken, Rabe, Kverneland, Gregoire Besson.

Official website

Terms of cooperation with LLC «Agro-Group»:

The loan is granted to the borrower by way of transfer of funds from the credit account to the current account of the borrower and then to the current account of LLC «Agro-Group».

Terms of cooperation with LLC «Agro-Group»
Loan duration

up to 36 months

Loan currency


Loan amount: new agricultural machinery (annuity loan)

up to 75% of the cost of the agricultural machinery

Loan amount: new agricultural machinery (irregular payments)

up to 75% of the cost of the agricultural machinery

We make decisions on loans

within 7 working days from the moment all documents have been submitted

Borrower requirements:

  • Has been in continuous operation for more than 12 months.
  • Generating stable profits allowing the borrower to pay monthly instalments on the loan and to pay interest without negative consequences for the business; financial class of the borrower — at least 5.
  • Monthly payment on the loan plus interest — no more than 30% of the average proceeds from business activity (taking into account all previously assumed loan/lease commitments (including those to other banks).
  • A positive credit history (if any).
  • At least 70% of all agricultural land plots owned/leased by the borrower should be under his control for a term not less than the loan duration plus 1 year
  • Preference is given to borrowers/guarantors with their own agricultural machinery (at least 3 self-propelled vehicles).
  • Guarantee by the business.

Guarantor requirements:

  • A good business reputation.
  • Excellent financial position.

Loan commissions:

  • Loan issuance fee — from 1% of the limit granted.
  • Commission for execution of the loan documents — UAH 500.
  • Annual commission — 0.5% of the balance of the debt.

Cost of the item to be bought:

Price specified in the agreement (including VAT).

No property valuation is conducted unless the purchase and sale agreement was made more than 90 days before the conclusion of the collateral agreement (otherwise valuation is performed according to the effective statutory requirements).


The loan is secured mainly by the assets purchased by the borrower, who pledges the title of the asset to the bank until the moment of full compliance with the undertakings under the loan agreement.

Requirements for second-hand collateral:

On expiry of the loan agreement, the age of the collateral may not exceed:

  • for self-propelled agricultural machinery made in Europe and the US — 10 years;
  • for agricultural inventories (towed vehicles and detachable equipment) made in Europe and the US — 8 years.


One of the mandatory conditions for granting the loan is the insurance (annual) of the collateral by an accredited insurance company against inherent risks during the whole life-time of the loan agreement.

Loan/Principal repayment:

  • Uniform schedule —in equal instalments every month.
  • Irregular schedule — on an annual basis, at least 3 equal instalments per year.

Repayment of loan interest — on a monthly basis.

Conditions of financing:

Interest rate — from 0.1 % per year in UAH.