Accounts for personal needs

The specific feature of this package is that, in line with the terms and conditions, fees for disbursement transactions on the account are debited at the time of the (cash or cashless) transaction.

Account currency

  • UAH;
  • USD, EUR;
  • other foreign currencies (British pound, Swiss franc).

Opening of a current account within the scope of the "For personal needs” package makes it possible to:

  • transfer funds to the account in cash or cashless form;
  • perform conversion transactions;
  • perform currency purchases and sale transactions on the Ukrainian Interbank currency market;
  • transfer funds via money transfer systems;
  • obtain transaction and balance account statements;
  • perform recurring payments;
  • register a power of attorney on the current account.

How do I order a package?

Potential risks for the client in using deposits/current accounts of individuals

Increase in the amount of personal income tax and military tax on income received from deposit operations.

Assigning a banking institution to the category of insolvent banks pursuant to the decision of the National Bank of Ukraine. Reimbursement of funds to the client by the Individual Deposit Guarantee Fund in the amount of the deposit, including interest, as of the day of the beginning of the withdrawal procedure by the bank's fund from the market, but not more than UAH 200,000. Deposits in foreign currency shall be reimbursed in the national currency of Ukraine, recalculated at the official exchange rate of UAH to foreign currencies set by the National Bank of Ukraine as of the day of beginning of the withdrawal procedure of the bank's fund from the market.

The Client has the right to withdraw from a particular Application Service Provision Agreement (if required by applicable legislation of Ukraine) and terminate this Agreement and close accounts on the basis of a written application (except when early closure/refusal/termination of the agreement is prohibited by law), provided that there are no outstanding debts or valid Application-Agreements at the Bank. This Agreement is considered terminated on the day of account closure and full fulfilment of obligations under this Agreement.

The bank is not allowed to require customers to purchase any goods or services from the bank or its affiliates or partners as a mandatory condition for the provision of these services (except for the banking package).

The bank has no right to unilaterally make changes to agreements concluded with customers, unless otherwise provided by the agreement or the law.

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