Can I open several deposits in my own name?

There is no limit to the number of deposits you can have with us.

Is Pivdenny Bank a member of the Individual Deposit Guarantee Fund?

Pivdenny Bank is a participant in the Individual Deposit Guarantee Fund of Ukraine (certificate No. 016 dated 16.10.2012). The Fund guarantees reimbursement of individual deposits in full, which, however, is capped at the amount of UAH 200,000 (resolution of the Administrative Board of the Individual Deposit Guarantee Fund Resolution No. 27 dated 21.08.2012.

Is the interest on a deposit taxable?

Yes, the interest earned on a deposit is subject to tax irrespective of the amount and currency of the deposit: already since 2016 interest is taxed at 18 % plus military duty of 1.5 %. Note that it is the interest and not the principal that is subject to taxation.

Where can I obtain an official statement of my deposit, for example, to present in a foreign embassy?

You can obtain an official statement on your deposit in any branch of the bank for an issuance fee based on the bank’s fees schedule.

Does the Bank inform its depositors about the approach of deposit maturity dates?

Yes, the bank provides such a service via SMS notifications, informing our clients of the maturity of their deposits.

What is the procedure for extending a deposit?

The current list of bank deposit programmes includes deposits with automatic prolongation. The terms and conditions of the prolongation are specified in the application/agreement on the bank deposit.

Is it possible to replenish a deposit when in another country?

A deposit may be increased via the Pivdenny MyBank system from anywhere.

Can I open a deposit for my children?

Yes. You can open a deposit in the name of your child (“ For the future” deposit )

When does the bank start to earn interest on the deposit?

Interest is earned based on the actual balance of the account for each calendar day, starting the day after the funds are credited to the depositor’s account and ending one day before the day on which funds are withdrawn from the depositor’s account. Based on the interest payment schedule chosen by the depositor, the interest earned on the deposit is paid to the current account of the depositor as per the deposit agreement at maturity. Alternatively, the interest is paid monthly on the first working day of the month after the interest earning period and at maturity of validity of the deposit agreement.

Deposits

For private individuals Deposits

Deposits online

Open "Profitable plus" and "Savings plus" deposits online and enjoy extra bonuses in addition to the base rate.

Detailed terms and conditions

Deposits

A deposit in Pivdenny Bank means an individual approach to each client, attractive interest rates and earning guaranteed income. We offer convenient and reliable options to preserve and increase your private capital, which meet all your needs. Use your savings in the most efficient way.

Advantages of deposits with Pivdenny Bank:

Scale
A wide range of deposit forms.
Attractive bonuses
A payment card as a gift.
Guarantee
Guaranteed return on deposits.
Protection
Deposits with Pivdenny Bank are protected through the Deposit Guarantee Fund.

Deposit calculator

This tool help you select a deposit that best suits your needs and requirements and shows your total earnings.

Deposit amount

Term

13 month

Payments on deposit

Automatic prolongation

During this period, I will accumulate:

1,272 UAH

Deposit amount: 10,000 UAH

Term: 13 month

Interest rate: null -

Best choice: -

You will obtain: 1,272 UAH

These estimates of deposit income are tentative only (and are specified gross of taxes payable)

“Profitable plus” deposit

Save and get the benefits
– deposit increase — within the first 7 calendar days;
– duration of deposit — from 1 month.

More details

“Savings plus” deposit

It is possible to earn income even with a small amount
– minimum deposit amount — UAH 100/USD 10/EUR 10;
– duration of the deposit – during the whole term of validity of the agreement.

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“Pension” Deposit

UAH deposit with attractive conditions for pensioners
– interest payment – monthly;
– minimum deposit amount — UAH 100.

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“Marine” deposit

Foreign currency deposit for sailors and their family
– minimum deposit amount — 10 USD;
– deposit increase – during the whole term of validity of the agreement;
– remote increase via Pivdenny MyBank internet banking system.

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“For the future” deposit

Financing for your child’s future
– for children under 18 years;
– you and your relatives can increase the deposit whenever it suits you.

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“Mobile deposit”

Demand deposit offering the best opportunities for your money
– replenish and withdraw funds without losing interest;
– replenishment – without limitations;
– interest payment – monthly.

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“Pledge” deposit

A deposit to secure a loan
– makes it possible for a legal entity or a self-employed person to obtain a loan;
– duration — from 1 to 450 days;
– early termination without penalties.

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Deposits online

Open "Profitable plus" and "Savings plus" deposits online and enjoy bonuses on top of the base rate.

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Premium deposit

Deposit premium amounts and enjoy premium interest rates

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How do I apply?

Order online
Submit your application and our manager will contact you to schedule an appointment.
Visit a branch
Select a branch and visit it at your convenience.
Map of branches
Pivdenny MyBank
If you are a Pivdenny MyBank system user, complete the authorisation procedure and order services automatically.
Pivdenny MyBank

Guarantees

Pivdenny Bank’s 25+ year experience of operations on the financial market, the high level of professionalism demonstrated by all our staff, and our permanent membership in the Deposits Guarantee Fund since 1999 are the three pillars of confidence of our depositors.

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