Loans

We offer unsecured loans (in cash or in the form of a credit limit on a payment card) for consumer purposes, as well as loans secured by real estate, cars, and loans for consumers.

Advantages of loans from Pivdenny Bank:

  • Attractive bonuses

    A payment card as a gift.

  • Scope

    A wide range of credit programs.

“Dreams” credit card

Let your dreams come true!

— up to 55 days of grace period for cashless card-based settlements for only 0.01 % per year;
— premium card with a built-in chip and contactless technology;
— revolving credit line;
— minimum package of documents required for the application.

Cash loan

Stress-free funds to meet personal needs

— up to UAH 200,000;
— loan duration — up to 60 months;
— fixed interest rate — 20 % per year;
— without collateral.

Mortgage loans

Mortgage loans for a term up to 20 years

— loan duration up to 20 years;
— opportunity to obtain a loan without a down payment;
— up to 70% of the market value of the mortgaged property;
— option to set an individual loan repayment schedule.

Consumer loan secured by real estate

Money to make your dreams come true

— get up to 70 % of the market value of the mortgaged property;
— for a term of up to 7 years;
— opportunity to obtain a loan without a down payment;
— option to set an individual repayment schedule.

Car loans

Drive away in a new car today!

— we grant loans of up to 80 % of the car’s market value;
— opportunity to obtain a loan without a down payment;
— loan period — up to 7 years;
— without additional life insurance costs for you.

Loans secured with a deposit

Up to 80 % of the banking deposit amount at an attractive interest rate

— cash for any purposes before maturity of the deposit;
— fixed interest rate;
— repayment of the principal at the end of the loan agreement;
— minimum package of documents.

Loans to sailors

Loan without collateral and without a down payment before setting out on your voyage

— up to UAH 200,000;
— down payment — 0 %;
— in cash or in cashless form, without extra costs;
— repayment of the principal starts from the 3rd month of use of the loan.

Loan for refinancing purposes

Reduce your loan repayment costs

— reduction of loan servicing costs in other Ukrainian banks;
— loan amount — up to 70 % of the value of the mortgaged property, with a loan term of 20 years;
— opportunity to obtain a loan without a down payment;
— fixed interest rate.

How do I apply for a loan?

How do I repay my loan?

  • Visit a branch

    Select a branch and visit it at your convenience.

  • Pivdenny MyBank

    If you are a Pivdenny MyBank system user, complete the authorisation procedure and order services automatically.

FAQ