Advantages of the loan
- loan period — up to 20 years;
- fixed or variable interest rate — at client’s discretion;
- opportunity to obtain a loan without a down payment;
- optional individual repayment schedule.
Repayment of the principal starts from the second month of the loan life. These estimates are approximations and are provided for information purposes only. The calculated amount represents the maximum possible amount payable on the loan.
up to 70 % of the market value of the mortgaged property
from 17 % per year (specific terms and conditions may be reviewed in the Documents module)
0,5 % of the loan amount (fixed rate)
1 % of the loan amount (variable rate)
Specific features of the loan
This offer is granted within the scope of the "Pivdenny’s dream" lending programme.
Borrower’s age — from 21 years. Maximum borrower’s age on full repayment of the loan – 65 years.
Loans are issued for the construction or purchase of property on the primary or secondary real estate market (including apartments, homes and plots) - for the borrower’s personal needs not related directly to business activity.
- Ukrainian passport (passport of the borrower and spouse);
- taxpayer ID number (ID number of the borrower and spouse);
- marriage/divorce certificate (if any);
- documents proving receipt of income (by the borrower and spouse);
- collateral documents.
Refer to the Documents section to review a more detailed list of the documents.