Mortgage loans

Mortgage loans for a term of up to 20 years.

Advantages of the loan

  • loan period — up to 20 years;
  • fixed interest rate;
  • opportunity to obtain a loan without a down payment;
  • optional individual repayment schedule.
Principal terms and conditions
Loan amount

up to 70 % of the market value of the mortgaged property

Interest rate

from 22 % per year (specific terms and conditions may be reviewed in the Documents module)

One-time fee charged by the Bank

0,5 % of the loan amount

How do I apply for a loan?

Specific features of the loan

This offer is granted within the scope of the "Pivdenny’s dream" lending programme.

Borrower’s age — from 21 years. Maximum borrower’s age on full repayment of the loan – 65 years.

Loans are issued for the construction or purchase of property on the primary or secondary real estate market (including apartments, homes and plots) - for the borrower’s personal needs not related directly to business activity.

Necessary documents

  • Ukrainian passport (passport of the borrower and spouse);
  • taxpayer ID number (ID number of the borrower and spouse);
  • marriage/divorce certificate (if any);
  • documents proving receipt of income (by the borrower and spouse);
  • collateral documents.

Refer to the Documents section to review a more detailed list of the documents.

How do I repay my loan?

  • Visit a branch

    Select a branch and visit it at your convenience.

  • Pivdenny MyBank

    If you are a Pivdenny MyBank system user, complete the authorisation procedure and order services automatically.


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