We issue home loans

Mortgage loans

Mortgage loans for a term of up to 20 years.

Advantages of the loan

  • loan period — up to 20 years;
  • fixed or variable interest rate — at client’s discretion;
  • opportunity to obtain a loan without a down payment;
  • optional individual repayment schedule.
Loan Calculator

Loan amount:

Loan term:

60 month

Type of repayment
My monthly instalment will be:
1,752 UAH
Monthly payment
1,752 UAH
One-time commission fee
500 UAH

Repayment of the principal starts from the second month of the loan life. These estimates are approximations and are provided for information purposes only. The calculated amount represents the maximum possible amount payable on the loan.

Principal terms and conditions
Loan amount

up to 70 % of the market value of the mortgaged property

Interest rate

from 17 % per year (specific terms and conditions may be reviewed in the Documents module)

One-time fee charged by the Bank

0,5 % of the loan amount (fixed rate)
1 % of the loan amount (variable rate)

How do I apply for a loan?

  • Order online

    Submit your application and our manager will contact you to schedule an appointment.

  • Visit a branch

    Select a branch and visit it at your convenience.

Specific features of the loan

This offer is granted within the scope of the "Pivdenny’s dream" lending programme against a fixed or variable interest rate.

Borrower’s age — from 21 years. Maximum borrower’s age on full repayment of the loan – 65 years.

Loans are issued for the construction or purchase of property on the primary or secondary real estate market (including apartments, homes and plots) - for the borrower’s personal needs not related directly to business activity.

Necessary documents

  • Ukrainian passport (passport of the borrower and spouse);
  • taxpayer ID number (ID number of the borrower and spouse);
  • marriage/divorce certificate (if any);
  • documents proving receipt of income (by the borrower and spouse);
  • collateral documents.

Refer to the Documents section to review a more detailed list of the documents.

How do I repay my loan?

  • Visit a branch

    Select a branch and visit it at your convenience.

  • Pivdenny MyBank

    If you are a Pivdenny MyBank system user, complete the authorisation procedure and order services automatically.

FAQ

Submit application
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