Loan secured by deposit

Obtain a loan for an amount up to 80 % of your deposit at an attractive interest rate.

Advantages of the loan

  • access to cash anytime during the period of your deposit;
  • fixed interest rate;
  • repayment of the principal at the end of the loan agreement;
  • minimum package of documents required from the borrower.
Principal terms and conditions
Loan for an amount

up to 80 % of the banking deposit amount

Interest rate

21.9 %

Loan term

loan should be repaid 1 day in advance of deposit maturity

One-time fee charged by the Bank

1 % of the loan amount

One-time fee for verification and legal analysis of the documents

0.05 % of the market value of the banking deposit transferred as collateral (at least UAH 250)

How do I apply for a loan?

Specific features of the loan

This offer is extended to clients that have current deposits in Pivdenny Bank within the scope of the "Loans secured with a deposit" programme. Borrower’s age — from 18 years. Maximum borrower’s age on full repayment of the loan – 75 years.

The loan is granted to meet any personal needs of the borrower not related directly to any business activity.

Necessary documents

  • Ukrainian passport (passport of the borrower and spouse);
  • taxpayer ID number (ID number of the borrower and spouse);
  • marriage/divorce certificate (if any).
  • application/agreement on bank deposit in any currency made with Pivdenny Bank (the agreement should be current at the moment of execution of the application for the loan);
  • documents proving receipt of income (by the borrower and spouse).

Details of the terms and conditions of the loan agreement are set forth in the “Documents” section.

How do I repay my loan?

  • Visit a branch

    Select a branch and visit it at your convenience.

  • Pivdenny MyBank

    If you are a Pivdenny MyBank system user, complete the authorisation procedure and order services automatically.


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