Maximum benefit with minimal costs

Loan secured by deposit

Obtain a loan for an amount up to 80 % of your deposit at an attractive interest rate.

Advantages of the loan

  • access to cash anytime during the period of your deposit;
  • fixed interest rate;
  • repayment of the principal at the end of the loan agreement;
  • minimum package of documents required from the borrower.
Principal terms and conditions
Loan for an amount

up to 80 % of the banking deposit amount

Interest rate

21.9 %

Loan term

loan should be repaid 1 day in advance of deposit maturity

One-time fee charged by the Bank

1 % of the loan amount

One-time fee for verification and legal analysis of the documents

0.05 % of the market value of the banking deposit transferred as collateral (at least UAH 250)

How do I apply for a loan?

  • Order online

    Submit your application and our manager will contact you to schedule an appointment.

  • Visit a branch

    Select a branch and visit it at your convenience.

Specific features of the loan

This offer is extended to clients that have current deposits in Pivdenny Bank within the scope of the "Loans secured with a deposit" programme. Borrower’s age — from 18 years. Maximum borrower’s age on full repayment of the loan – 75 years.

The loan is granted to meet any personal needs of the borrower not related directly to any business activity.

Necessary documents

  • Ukrainian passport (passport of the borrower and spouse);
  • taxpayer ID number (ID number of the borrower and spouse);
  • marriage/divorce certificate (if any).
  • application/agreement on bank deposit in any currency made with Pivdenny Bank (the agreement should be current at the moment of execution of the application for the loan);
  • documents proving receipt of income (by the borrower and spouse).

Details of the terms and conditions of the loan agreement are set forth in the “Documents” section.

How do I repay my loan?

  • Visit a branch

    Select a branch and visit it at your convenience.

  • Pivdenny MyBank

    If you are a Pivdenny MyBank system user, complete the authorisation procedure and order services automatically.

FAQ

Submit application
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