Loan secured by deposit
Advantages of the loan
- access to cash anytime during the period of your deposit;
- fixed interest rate;
- repayment of the principal at the end of the loan agreement;
- minimum package of documents required from the borrower.
up to 80 % of the banking deposit amount
loan should be repaid 1 day in advance of deposit maturity
1 % of the loan amount
0.05 % of the market value of the banking deposit transferred as collateral (at least UAH 250)
Specific features of the loan
This offer is extended to clients that have current deposits in Pivdenny Bank within the scope of the "Loans secured with a deposit" programme. Borrower’s age — from 18 years. Maximum borrower’s age on full repayment of the loan – 75 years.
The loan is granted to meet any personal needs of the borrower not related directly to any business activity.
- Ukrainian passport (passport of the borrower and spouse);
- taxpayer ID number (ID number of the borrower and spouse);
- marriage/divorce certificate (if any).
- application/agreement on bank deposit in any currency made with Pivdenny Bank (the agreement should be current at the moment of execution of the application for the loan);
- documents proving receipt of income (by the borrower and spouse).
Details of the terms and conditions of the loan agreement are set forth in the “Documents” section.