“Dreams” credit card

Let your dreams come true!

Advantages of the loan

  • credit limit — up to UAH 100,000 (up to UAH 500,000 — for the "Premium Credit Card” programme).
  • grace period — up to 55 days for cashless settlements with a payment card for only 0.01 % per year.
  • renewable credit line.
  • monthly minimum mandatory payment — 7 %;
  • premium card with a built-in chip and contactless payment technology;
  • minimum package of documents required for execution of the agreement on the card.
Principal terms and conditions
Loan term

up to 12 months with automatic prolongation option

Interest rate

39.99 % per year (36 % per year — for the "Premium Credit Card” programme)


online via the Pivdenny MyBank system

How do I apply for a loan?

Specific features of the loan

The offer is extended to clients of Pivdenny Bank (including Premium segment clients) within the scope of the "Credit card" programme.

Necessary documents:

  • Ukrainian passport;
  • taxpayer ID number.

Additional documents required for certain client categories:

  • employers’ statement of income received (salaries paid) for the past 6 months with a break-down by month – for employees of organisations who have received services from Pivdenny Bank for fewer than 3 months;
  • pensioner’s certificate – for pensioners;
  • current and any previous contracts with the employer for the past 3-12 months depending on the validity term of the current contract, but no more than for the past 12 months – for the "IT specialist, freelancer” category.

How do I repay my loan?

  • Visit a branch

    Select a branch and visit it at your convenience.

  • Pivdenny MyBank

    If you are a Pivdenny MyBank system user, complete the authorisation procedure and order services automatically.


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