“Dreams” credit card

Let your dreams come true!

Advantages of the loan

  • credit limit — up to UAH 100,000 (up to UAH 500,000 — for the "Premium Credit Card” programme).
  • grace period — up to 55 days for cashless settlements with a payment card for only 0.01 % per year.
  • renewable credit line.
  • monthly minimum mandatory payment – 7 %;
  • premium card with a built-in chip and contactless payment technology;
  • minimum package of documents required for execution of the agreement on the card.
Principal terms and conditions
Loan term

up to 12 months with automatic prolongation option

Interest rate

36 % per year

Control

online via the Pivdenny MyBank system

How do I apply for a loan?

  • Order online

    Submit your application and our manager will contact you to schedule an appointment.

  • Visit a branch

    Select a branch and visit it at your convenience.

Specific features of the loan

The offer is extended to clients of Pivdenny Bank (including Premium segment clients) within the scope of the "Credit card" programme.

Necessary documents:

  • Ukrainian passport;
  • taxpayer ID number.

Additional documents required for certain client categories:

  • employers’ statement of income received (salaries paid) for the past 6 months with a break-down by month – for employees of organisations who have received services from Pivdenny Bank for fewer than 3 months;
  • pensioner’s certificate – for pensioners;
  • current and any previous contracts with the employer for the past 3-12 months depending on the validity term of the current contract, but no more than for the past 12 months – for the "IT specialist, freelancer” category.

How do I repay my loan?

  • Visit a branch

    Select a branch and visit it at your convenience.

  • Pivdenny MyBank

    If you are a Pivdenny MyBank system user, complete the authorisation procedure and order services automatically.

FAQ

Submit application
Provide your contact details and a bank employee will contact you to discuss the terms and conditions for a product or service.
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