Loan for refinancing purposes

Loan refinancing is a convenient means of reducing financial pressure on your budget. Pivdenny Bank offers refinancing (relending) products within the scope of the "Pivdenny’s dream" programme.

Advantages of the loan:

  • reduction of loan servicing costs in other Ukrainian banks;
  • extension of the total pay-out period (this helps to decrease the monthly payment);
  • consolidation of several loans;
  • fixed interest rate;
  • opportunity to obtain a loan without a down payment;
  • option to develop an individual repayment schedule.
Principal terms and conditions
Loan amount

up to 70 % of the market value of the mortgaged property

Loan term

up to 20 years

Interest rate

from 16 % per annum (specific terms and conditions may be reviewed in the Documents module)

One-time fee charged by the Bank

0.5 % of the loan amount

At the client’s request, we grant additional credit for consumer purposes

in cashless form or in cash (according to the loan agreement terms and conditions)

How do I apply for a loan?

Specific features of the loan

This offer is valid within the scope of the “Pivdenny’s dream” lending programme.

Borrower’s age — from 21 years. Maximum borrower’s age on full repayment of the loan – 65 years.

This offer is valid for refinancing loans from other Ukrainian institutions, for personal needs of the borrower not related directly to business activity.

Necessary documents

  • Ukrainian passport (passport of the borrower and husband/wife);
  • taxpayer ID number (ID number of the borrower and husband/wife);
  • marriage/divorce certificate (if any).
  • documents proving receipt of income (by the borrower and husband/wife);
  • collateral documents.

Details of the terms and conditions of the loan agreement are set forth in the “Documents” section.

How do I repay my loan?

  • Visit a branch

    Select a branch and visit it at your convenience.

  • Pivdenny MyBank

    If you are a Pivdenny MyBank system user, complete the authorisation procedure and order services automatically.


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