Consumer loan secured by immovable property

Money to make your dreams come true.

Advantages of the loan

  • loan period — up to 7 years;
  • opportunity to obtain a loan without a down payment;
  • fixed interest rate;
  • option to develop an individual repayment schedule.
Principal terms and conditions
Loan amount

up to 70 % of the market value of the mortgaged property

Interest rate

from 22 % per year

One-time fee charged by the Bank

0,5 % of the loan amount

Mandatory

appraisals, borrower life and health insurance, and insurance for the mortgaged property must be purchased from companies accredited by the bank

Mortgage agreement must

be attested by a notary

How do I apply for a loan?

Specific features of the loan

This offer is granted within the scope of the "Pivdenny’s dream" lending programme.

Borrower’s age — from 21 years. Maximum borrower’s age on full repayment of the loan – 65 years.

The loan is granted to meet any personal needs of the borrower not related directly to any business activity.

Necessary documents

  • Ukrainian passport (passport of the borrower and spouse);
  • taxpayer ID number (ID number of the borrower and spouse);
  • marriage/divorce certificate (if any).
  • documents proving receipt of income (by the borrower and spouse);
  • collateral documents.

For a more detailed list of documents, see section "Documents".

How do I repay my loan?

  • Visit a branch

    Select a branch and visit it at your convenience.

  • Pivdenny MyBank

    If you are a Pivdenny MyBank system user, complete the authorisation procedure and order services automatically.

FAQ

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