Consumer loan secured by immovable property
Advantages of the loan
- loan period — up to 7 years;
- opportunity to obtain a loan without a down payment;
- fixed or variable interest rate — at client’s discretion;
- option to develop an individual repayment schedule.
Repayment of the principal starts from the second month of the loan life. These estimates are approximations and are provided for information purposes only. The calculated amount represents the maximum possible amount payable on the loan.
up to 70 % of the market value of the mortgaged property
from 19 % per year
0,5 % of the loan amount (fixed rate)
1 % of loan amount (variable rate)
appraisals, borrower life and health insurance, and insurance for the mortgaged property must be purchased from companies accredited by the bank
be attested by a notary
Specific features of the loan
This offer is granted within the scope of the "Pivdenny’s dream" lending programme with a fixed or variable interest rate. Borrower’s age — from 21 years. Maximum borrower’s age on full repayment of the loan – 65 years.
The loan is granted to meet any personal needs of the borrower not related directly to any business activity.
- Ukrainian passport (passport of the borrower and spouse);
- taxpayer ID number (ID number of the borrower and spouse);
- marriage/divorce certificate (if any).
- documents proving receipt of income (by the borrower and spouse);
- collateral documents.
For a more detailed list of documents, see section "Documents".