Consumer loan secured by immovable property

Money to make your dreams come true.

Advantages of the loan

  • loan period — up to 7 years;
  • opportunity to obtain a loan without a down payment;
  • fixed or variable interest rate — at client’s discretion;
  • option to develop an individual repayment schedule.
Loan Calculator

Loan amount:

Loan term:

60 month

Type of repayment
My monthly instalment will be:
3,762 UAH
Monthly payment
3,762 UAH
One-time commission fee
1,000 UAH

Repayment of the principal starts from the second month of the loan life. These estimates are approximations and are provided for information purposes only. The calculated amount represents the maximum possible amount payable on the loan.

Principal terms and conditions
Loan amount

up to 70 % of the market value of the mortgaged property

Interest rate

from 19 % per year

One-time fee charged by the Bank

0,5 % of the loan amount (fixed rate)

1 % of loan amount (variable rate)


appraisals, borrower life and health insurance, and insurance for the mortgaged property must be purchased from companies accredited by the bank

Mortgage agreement must

be attested by a notary

How do I apply for a loan?

  • Order online

    Submit your application and our manager will contact you to schedule an appointment.

  • Visit a branch

    Select a branch and visit it at your convenience.

Specific features of the loan

This offer is granted within the scope of the "Pivdenny’s dream" lending programme with a fixed or variable interest rate. Borrower’s age — from 21 years. Maximum borrower’s age on full repayment of the loan – 65 years.

The loan is granted to meet any personal needs of the borrower not related directly to any business activity.

Necessary documents

  • Ukrainian passport (passport of the borrower and spouse);
  • taxpayer ID number (ID number of the borrower and spouse);
  • marriage/divorce certificate (if any).
  • documents proving receipt of income (by the borrower and spouse);
  • collateral documents.

For a more detailed list of documents, see section "Documents".

How do I repay my loan?

  • Visit a branch

    Select a branch and visit it at your convenience.

  • Pivdenny MyBank

    If you are a Pivdenny MyBank system user, complete the authorisation procedure and order services automatically.


Submit application
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