Afford more!

Cash loan

Stress-free funds for personal needs.

Advantages of the loan

  • loan amount – up to UAH 200,000;
  • loan period — up to 60 months;
  • fixed interest rate – 20 % per year;
  • without collateral.
Loan Calculator

Loan amount:

Loan term:

12 month

Type of repayment
My monthly instalment will be:
1,311 UAH
Monthly payment
1,311 UAH
One-time commission fee
0 UAH

Repayment of the principal starts from the second month of the loan life. These estimates are approximations and are provided for information purposes only. The calculated amount represents the maximum possible amount payable on the loan.

Principal terms and conditions
Monthly commission

2,3 %

Life and health insurance

of the borrower

How do I apply for a loan?

  • Order online

    Submit your application and our manager will contact you to schedule an appointment.

  • Visit a branch

    Select a branch and visit it at your convenience.

Specific features of the loan

Borrower’s age — from 21 years. Maximum borrower’s age on full repayment of the loan – 65 years.

This offer is valid within the scope of the "Afford more" lending programme for the following categories of borrowers:

  • employees of organisations with salary cards issued by the bank. Required salary amount – from UAH 10,000, minimum period of use of payment card prior to execution of the loan agreement – 6 months;
  • pensioners (old age pension/retirement pay), who have been receiving pension benefits in excess of UAH 10,000 to an account in Pivdenny Bank for at least 6 months prior to execution of the loan agreement;
  • individuals receiving services from Pivdenny Bank as "self-employed individuals" for at least 3 months and pursuing entrepreneurial activity during at least 12 months prior to execution of the loan agreement;
  • IT specialists who have received funds in an account at Pivdenny Bank for at least 3 months prior to execution of the loan agreement.

Necessary documents:

  • Ukrainian passport (passport of the borrower and spouse);
  • taxpayer ID number (ID number of the borrower and spouse);
  • marriage/divorce certificate (if any).

Additional documents required for certain client categories:

  • pension certificate;
  • current and any previous labour contracts with employer made during the last 3-12 months (depending on the term of the current contract but for no longer than for the past 12 months) – for IT-specialist, freelancer.

How do I repay my loan?

  • Visit a branch

    Select a branch and visit it at your convenience.

  • Pivdenny MyBank

    If you are a Pivdenny MyBank system user, complete the authorisation procedure and order services automatically.

FAQ

Submit application
Provide your contact details and a bank employee will contact you to discuss the terms and conditions for a product or service.
Did you like this product?
We are committed to ensuring the quality and relevance of our services and products and your opinions and comments are very important to us.