Cash loan

Stress-free funds for personal needs.

Advantages of the loan

  • loan amount – up to UAH 200,000;
  • loan period — up to 60 months;
  • fixed interest rate – 20 % per year;
  • without collateral.
Principal terms and conditions
Monthly commission

2,3 %

Life and health insurance

of the borrower

How do I apply for a loan?

Specific features of the loan

Borrower’s age — from 21 years. Maximum borrower’s age on full repayment of the loan – 65 years.

This offer is valid within the scope of the "Afford more" lending programme for the following categories of borrowers:

  • employees of organisations with salary cards issued by the bank. Required salary amount – from UAH 10,000, minimum period of use of payment card prior to execution of the loan agreement – 6 months;
  • pensioners (old age pension/retirement pay), who have been receiving pension benefits in excess of UAH 10,000 to an account in Pivdenny Bank for at least 6 months prior to execution of the loan agreement;
  • individuals receiving services from Pivdenny Bank as "self-employed individuals" for at least 3 months and pursuing entrepreneurial activity during at least 12 months prior to execution of the loan agreement;
  • IT specialists who have received funds in an account at Pivdenny Bank for at least 3 months prior to execution of the loan agreement.

Necessary documents:

  • Ukrainian passport (passport of the borrower and spouse);
  • taxpayer ID number (ID number of the borrower and spouse);
  • marriage/divorce certificate (if any).

Additional documents required for certain client categories:

  • pension certificate;
  • current and any previous labour contracts with employer made during the last 3-12 months (depending on the term of the current contract but for no longer than for the past 12 months) – for IT-specialist, freelancer.

How do I repay my loan?

  • Visit a branch

    Select a branch and visit it at your convenience.

  • Pivdenny MyBank

    If you are a Pivdenny MyBank system user, complete the authorisation procedure and order services automatically.

FAQ

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