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28.07.2023 Changes to the terms of “Premium” and “Pledge plus” deposits Starting from 28 July 2023, Pivdenny Bank changed the terms of its “Premium” and “Pledge plus” deposits for individual clients. 21.07.2023 Pivdenny Bank has updated the Comprehensive Retail Banking Agreement Pivdenny Bank has approved a new version of its Comprehensive Retail Banking Agreement. The new version entered into force on 21 July 2023. 14.07.2023 Information on how to fill in the “Purpose of payment” details Pivdenny Bank Public Joint Stock Company continues to use the unstructured form of the “Purpose of Payment” details 07.07.2023 Amendment to Premium Deposit Account Agreement Starting from 10 July 2023, Pivdennyi Bank alters the terms of Premium Deposit Account Agreements for retail clients to include a new currency, i.e. US dollar. 07.07.2023 Pivdennyi Bank to lend to exporters under the ECA Lending Programme The Treaty between Pivdennyi Bank and ECA will create more opportunities for new banking products aimed at support of businesses involved in non-commodity exports. 05.07.2023 Visa Signature and Mastercard World Elite premium cards can now be issued in Pivdenny Online Starting from July 3, 2023, the Pivdenny Online mobile application has made it possible for cardholders to issue virtual premium cards 23.06.2023 “Profitable plus” deposit in USD becomes more profitable Starting from June 30, 2023, the interest rates on the “Profitable plus” deposit in US dollars will increase. 23.06.2023 Pivdenny Bank exchanges currencies in accordance with the updated requirements of the National Bank of Ukraine Pivdenny Bank branches purchase and sell foreign currency to the public in accordance with the updated requirements of the National Bank of Ukraine regarding foreign exchange transactions adopted on June 20, 2023. 21.06.2023 Pivdenny Bank will change tariffs for individuals effective June 22 Effective June 22, 2023, Pivdenny Bank will introduce changes to the tariffs for servicing individuals under the comprehensive banking services agreement. 19.06.2023 “Liberalization of currency restrictions will allow exporters to attract trade finance and implement investment projects,” Oleksandr Matyushenko The National Bank of Ukraine has eased currency restrictions, but they still hinder the activities of Ukrainian exporters. 13.06.2023 “Development of Ukrainian business in Europe is the economic bridge connecting our markets,” Yurii Voievoda Yurii Voievoda, Head of Investment Business Department at Pivdenny Joint Stock Bank, said at Brave CFO Gathering, which took place within XXI CFO Forum. 02.06.2023 Pivdenny Bank is a partner of XXI Ukrainian CFO Forum Pivdenny Joint-Stock Bank became a partner of XXI Ukrainian CFO Forum, which will unite more than 600 top managers this year. 02.06.2023 Pivdenny Bank will change the rates for renting safe deposit boxes The changes relate to the introduction of a new group of outlets – Outlet No. 26-20 in Kyiv (second floor), Outlet No. 15-38 in Odesa (second floor). 22.05.2023 The terms of “Pledge” and “Pledge Plus” deposits have changed in Pivdenny Bank From May 22, 2023, the terms of “Pledge” and “Pledge Plus” deposits for retail clients changed in Pivdenny Joint-Stock Bank. 17.05.2023 Pivdenny Bank provided bank guarantees for the reconstruction of power transmission line between Ukraine and Poland Pivdenny Joint-Stock Bank provided bank guarantees for the implementation of the project of reconstruction of the power transmission line between Ukraine and Poland, which has not been in operation since the 90s. 09.05.2023 UAH deposits are now available in Pivdenny Online You can open deposits in the national currency in the Pivdenny Online mobile application starting from 9 May 2023. 03.05.2023 Pivdenny becomes a Deposit Guarantee Fund’s authorized bank in the sales and purchase of securities Pivdenny Joint-Stock Bank became one of the three authorized banks of the Deposit Guarantee Fund (DGF) in the sales and purchase of domestic government loan bonds based on the results of an open tender in March 2023. 02.05.2023 “Profitable Plus” and “Premium” deposits become more profitable On 3 May 2023, Pivdenny Joint-Stock Bank increases interest rates on “Profitable Plus” and “Premium” deposits for private clients. 02.05.2023 Pivdenny and RIB are building economic bridges between Ukraine and Europe – Yurii Voievoda The teams of Pivdenny Joint-Stock Bank and the Regionala Investiciju Banka (RIB), Latvia, help finance the development of Ukrainian projects in Europe with credit risk assessment in Ukraine. 27.04.2023 Pivdenny is among the top 50 employers of Ukraine for the third time according to Forbes and Work.ua This year was undoubtedly the most difficult in the entire thirty-year history of the bank, but thanks to mutual support, both the bank’s team and all our partners survived and became stronger.

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