Pivdenny earned 2.94 bln in profits and showed a leading corporate lending dynamic in 2025

At the end of 2025, Pivdenny Bank’s net profit amounted to UAH 2.94 billion, which exceeds the 2024 results by more than 16%.^[1]. The Bank has maintained stability, high operational efficiency, and sufficient capital level in the conditions of a war economy and demonstrated sustainable growth in key business areas.

The Bank paid UAH 2.33 billion in taxes to the state and local budgets, joining the Top 10 Taxpayers among Banks. In addition, Pivdenny donated UAH 17 million to the Armed Forces of Ukraine, veterans, and youth.

“The banking sector is becoming more and more volatile every year; still, Pivdenny's results are improving. Our key success factors include effective asset management, a balanced credit policy, and a deep understanding of customer needs. The Bank continues to actively finance Ukrainian enterprises, while maintaining high portfolio quality and a responsible approach to risks. Thanks to strong industry expertise, we offer solutions to Ukrainian businesses that meet today’s challenges,” said Maksym Tsymbal, First Deputy Chairman of the Board of Directors of Pivdenny Bank.

In 2025, Pivdenny showed leading dynamics and outpaced the market in the following areas:

• corporate lending portfolio increased by 38.4% (to UAH 31.4 bln), while the market only grew by 30%;
• corporate business liabilities increased by 29.2% (to UAH 45.1 bln), while the market only grew by 17.3%;
• volume of Forex transactions increased by 25% (to USD 8.4 bln), while the market only grew by 10%;
• retail banking clients’ liabilities increased by 22.8% (to UAH 20.2 bln), while the market only grew by 15.7%.

In 2026, the Bank is planning to focus on balanced growth of the loan portfolio and strengthening its positions in target industries: the agro-industrial complex, the oil products market, light and food industry, mechanical engineering and transport, and on strengthening the Bank’s role of a reliable partner for large, medium and small businesses.

About us

Pivdenny Bank is one of the leading financial market players in Ukraine that has been a reliable partner for medium-sized and corporate businesses as well as retail clients for over 30 years. It is the third largest Ukrainian bank which is a part of the group of the largest banks with Ukrainian private equity based on its asset value. According to the National Bank of Ukraine, Pivdenny Bank has been recognised as a systemic bank six years in a row. This Bank’s speciality is complex services for international economic activities. Pivdenny Bank has offices in 19 Ukrainian regions and its regional network comprises 38 branches.

^[1] net profit comparison was based on the same tax rate for 2024 and 2025.