Bank issued surety bonds

Bill avalisation

Surety bonds — a bank guarantee to partially or fully pay a bill if the drawer of the bill cannot make the payment.

Advantages of bill avalisation:

  1. A bill guaranteed by the bank is more reliable and secure.
  2. The funds remain available for use.
  3. An effective tool to pay taxes and duties.
  4. Less expensive than a loan (interest rates on bill avalisation are significantly lower than interest rates on loans).
  5. The drawer of the bill can receive the goods/services “today” with a deferral of payment.
  6. The guarantee does not lose effect if the obligations secured by it are invalidated unless the bill itself is invalid.
Principal terms and conditions
One-time fee charged by the Bank

fee for amendments to the agreement initiated by the drawer of the bill from UAH 500

Avalisation of commercial (trade) bills


— against cash coverage/pledge of property rights to a deposit — from 1.2 %;

— a pledge in the form of movable property (excluding goods in circulation)/immovable property — from 3.5 %;

— another pledge — from 4.5 %;

Tax bill avalisation


— for a bill avalisation transaction — from 1.0 %;

— one-time fee for execution of bills — from UAH 100 per avalised bill;

How do I apply for my loan?

  • Order online

    Submit your application and our manager will contact you to schedule an appointment.

  • Visit a branch

    Select a branch and visit it at your convenience.


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