Credit Line with a Floating Interest Rate
Financing in the form of a revolving credit line with a floating interest rate
Credit benefits:
- A total rate consists of two parts: the NBU rate and complementary value.
- A total floating rate will always correspond to market trends, because the interest rate level depends directly on the NBU rate.
- The terms of the revolving credit line will enable the receipt of credit funds on multiple occasions as needed.
Main conditions
Interest rate
Determined individually.
A total interest rate consists of two parts:
- the NBU rate – a variable rate set according to the current NBU rate;
- complementary value – a fixed rate, which is determined for every client individually.
A total interest rate consists of two parts:
- the NBU rate – a variable rate set according to the current NBU rate;
- complementary value – a fixed rate, which is determined for every client individually.
Terms of repayment
Interest on the loan is repaid monthly; the principal debt is repaid in accordance with the terms of the loan agreement.
Collateral
- residential and commercial real estate;
- motor transport;
- equipment;
- goods in circulation;
- property rights to funds placed on the deposit account and other property.
- motor transport;
- equipment;
- goods in circulation;
- property rights to funds placed on the deposit account and other property.
Borrower requirements
the period of business activity must be not less than 12 months.
How do I apply for a loan?
Order online
Submit your application and our manager will contact you to schedule an appointment.
Submit a request
Contact your manager (for existing bank clients)
To obtain a loan:
- Contact the nearest bank branch or the corporate business project manager.
- Provide the necessary documents.
- After the bank analyses the loan application and evaluates the collateral, obtain a decision on the possibility of getting a loan.
- At the stipulated time, sign all the necessary contractual agreements.
- Receive credit funds on your current account.