Additional funds for urgent payments

Treasury overdraft for SME

To expand working capital, finance works or services provision.

Pivdenny Bank offers an overdraft where the individual interest rate is set depending on the term of use of the credit.

Advantages of overdraft

  • Ability

    to provide an overdraft limit for new clients of the bank.

  • Provided without collateral

    If the borrower provides collateral, the overdraft limit may be increased.

  • Terms of use of credit

    of up to 90 days.

Principal terms and conditions
Loan duration

of 3 months with the possibility to prolong every 3 months up to a maximum of 1 year

Loan currency


Maximum limit amount

— for existing clients of Pivdenny Bank — up to 30% of the average monthly net proceeds from counterparties to the client’s accounts in the bank for the last 6 to 12 months;

— for new clients — no more than 10% of the average monthly net proceeds from counterparties to the borrower’s accounts in other banks for the last 6 to 12 months

Interest rate

is determined individually

Terms of repayment

— monthly;

— complete repayment of the overdraft — at least once every 90 days

Borrower requirements

business activity for at least 12 months

How do I apply for my loan?

  • Visit any branch of Pivdenny Bank

    or contact the SME project manager.

  • Provide

    all required documents.

  • After analysing the loan application and valuation of the collateral,

    the bank makes a decision on the feasibility of the loan.

  • After approval,

    sign all the required agreements.

  • Receive

    credit funds on the current account.


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