Treasury overdraft for SME
To expand working capital, finance works or services provision.
Pivdenny Bank offers an overdraft where the individual interest rate is set depending on the term of use of the credit.
Advantages of overdraft
Ability
to provide an overdraft limit for new clients of the bank.
Provided without collateral
If the borrower provides collateral, the overdraft limit may be increased.
Terms of use of credit
of up to 90 days.
of 3 months with the possibility to prolong every 3 months up to a maximum of 1 year
UAH
— for existing clients of Pivdenny Bank — up to 30% of the average monthly net proceeds from counterparties to the client’s accounts in the bank for the last 6 to 12 months;
— for new clients — no more than 10% of the average monthly net proceeds from counterparties to the borrower’s accounts in other banks for the last 6 to 12 months
is determined individually
— monthly;
— complete repayment of the overdraft — at least once every 90 days
business activity for at least 12 months
How do I apply for my loan?
Provide
all required documents.
After analysing the loan application and valuation of the collateral,
the bank makes a decision on the feasibility of the loan.
After approval,
sign all the required agreements.
Receive
credit funds on the current account.