Loans secured with a deposit
Pivdenny Bank offers credits under the "Loans secured with a deposit" programme pledged by funds placed on the personal or business deposit account.
Advantages of the loan:
Quick application process
within 3 working days
Possibility to adjust the interest rate on the loan
by changing the deposit rate (the bank establishes the margin between the rates on the loan and deposit).
Possibility to get a credit line
to obtain the credit funds when needed.
The possibility of early repayment
at any stage of the loan.
1 business day less than the maturity of the deposit
is determined individually
Property rights to funds placed on a deposit account. If the pledger is a physical person, the bank requires a financial guarantee agreement and cession agreement
within 3 working days from the time borrower has submitted the documents to the bank
business activity for at least 12 months
How do I apply for my loan?
all required documents.
After analysing the loan application and valuation of the collateral,
the bank makes a decision on the feasibility of the loan.
sign all the required agreements.
credit funds on the current account.