Business loans to purchase equipment

Loans for agricultural producers SME

For companies and individual entrepreneurs working in agriculture.

Advantages of the programme:

  • The possibility of early repayment

    at any stage of the loan.

  • No

    hidden fees.

  • A very convenient repayment schedule

    taking into account the seasonality of your business.

  • Attractive

    interest rates.

Pivdenny Bank offers loans under the following programmes:

  • “Agricultural machinery on credit (new and used)” — for the purchase of self-propelled and hinged agricultural machinery by legal entities and individual entrepreneurs (sellers) against the collateral of fixed assets acquired for the purpose of its further use in your commercial activities.
  • “Loan to augment working capital (to perform autumn and spring field-work)” — for financing day-to-day activities against fixed assets as collateral.
  • “Guaranteed settlements (for the supply of PMM, CBS, fertilisers, seeds)” — a credit line, bank guarantee, bills of exchange for financing of current activity on the collateral of fixed assets.
Principal terms and conditions:
Loan duration

Agricultural machinery on credit (new and used) — up to 60 months

Working capital loan (performance of autumn and spring field works) — up to 12 months

Loan currency

UAH, USD, EUR

Interest rate

is determined individually

Additional costs

valuation of collateral, its registration and insurance (depending on the type and value of collateral)

Terms of repayment

— payment of interest — on a monthly basis;

— commission on a bank guarantee/bills of exchange — monthly;

— repayment of principal:

— annuity loan — payable in equal monthly instalments;

— standard loan product — payable according to the agreed repayment schedule

To obtain a loan:

  • Visit any branch of Pivdenny Bank

    or contact the SME project manager.

  • Provide

    all required documents.

  • After analysing the loan application and valuation of the collateral,

    the bank makes a decision on the feasibility of the loan.

  • After approval,

    sign all the required agreements.

  • Receive

    credit funds on the current account.

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