Loans for agricultural producers
For companies and individual entrepreneurs working in agriculture.
Advantages of the programme:
No
hidden fees.
A very convenient repayment schedule
taking into account the seasonality of your business.
Attractive
interest rates.
The availability of a number of affiliate programmes
with leading manufacturers and distributors of agricultural machinery and plant protection products and fertilisers.
The possibility of early repayment
at any stage of the loan.
Pivdenny Bank offers loans under the following programmes:
- “Agricultural machinery on credit (new and used)” — for the purchase of self-propelled and hinged agricultural machinery by legal entities and individual entrepreneurs (sellers) against the collateral of fixed assets acquired for the purpose of its further use in your commercial activities.
- “Loan to augment working capital (to perform autumn and spring field-work)” — for financing day-to-day activities against fixed assets as collateral.
- “Guaranteed settlements (for the supply of PMM, CBS, fertilisers, seeds)” — a credit line, bank guarantee, bills of exchange for financing of current activity on the collateral of fixed assets.
Agricultural machinery on credit (new and used) — up to 60 months
Working capital loan (performance of autumn and spring field works) — up to 12 months
UAH, USD, EUR
is determined individually
valuation of collateral, its registration and insurance (depending on the type and value of collateral)
— payment of interest — on a monthly basis;
— commission on a bank guarantee/bills of exchange — monthly;
— repayment of principal:
— annuity loan — payable in equal monthly instalments;
— standard loan product — payable according to the agreed repayment schedule
To obtain a loan:
Provide
all required documents.
After analysing the loan application and valuation of the collateral,
the bank makes a decision on the feasibility of the loan.
After approval,
sign all the required agreements.
Receive
credit funds on the current account.
