Credit Line with a Floating Interest Rate for SME

Financing in the form of a revolving credit line with a floating interest rate

Credit benefits:

  • A total rate consists of two parts: the NBU rate and complementary value.
  • A total floating rate will always correspond to market trends, because the interest rate level depends directly on the NBU rate.
  • The terms of the revolving credit line will enable the receipt of credit funds on multiple occasions as needed.
Main conditions
Interest rate
Determined individually.
A total interest rate consists of two parts:
- the NBU rate – a variable rate set according to the current NBU rate;
- complementary value – a fixed rate, which is determined for every client individually.
Terms of repayment
Interest on the loan is repaid monthly; the principal debt is repaid in accordance with the terms of the loan agreement.
- residential and commercial real estate;
- motor transport;
- equipment;
- goods in circulation;
- property rights to funds placed on the deposit account and other property.
Borrower requirements
the period of business activity must be not less than 12 months.

How do I apply for a loan?

  • Order online

    Submit your application and our manager will contact you to schedule an appointment.

  • Submit a request

    Contact your manager (for existing bank clients)

To obtain a loan:

  1. Contact the nearest bank branch or the corporate business project manager.
  2. Provide the necessary documents.
  3. After the bank analyses the loan application and evaluates the collateral, obtain a decision on the possibility of getting a loan.
  4. At the stipulated time, sign all the necessary contractual agreements.
  5. Receive credit funds on your current account.