Additional funds for business growth

Loan to fund day-to-day operating activity

A very useful service for: companies to finance working capital to streamline and stabilise cash flows.

Advantages of the loan

  • Fixed financing limit during the life-time of the loan, irrespective of the amount of income on the accounts in the bank (if the schedule for the limit decrease is set, it will be taken into account).
  • No hidden fees.
  • Possibility for a multi-currency limit to save costs related to the purchase of foreign currency (in case of import transactions).
  • A renewable credit line will allow to obtain the credit funds when needed.
  • The possibility of early repayment at any stage of the loan.
Main terms and conditions
Loan term

up to 36 months

Interest rate

is determined individually for each client

Terms of repayment

payment of interest — monthly;

repayment of the principal – according to the schedule

Loan collateral

liquid collateral in the form of:

residential or commercial real estate;

road transport;


goods in circulation;

property rights to money placed on a deposit account, etc.

A decision will be taken by the bank

within 14 working days from the time borrower has submitted the documents to the bank

Borrower requirements

  • business activity for at least 12 months;
  • availability of own or leased fixed assets;
  • presence of personnel required for performance of the principal activity.

How do I apply for a loan?

  • Contact your personal manager

    for existing clients of the bank.

To obtain a loan:

  1. Visit the nearest bank branch or contact the corporate business projects unit manager.
  2. Submit the required documents.
  3. Get the decisions made by the bank on the loan and the valuation of collateral.
  4. Sign all the required agreements.
  5. Receive the credit funds on your current account.


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