Additional funds for urgent payments


For companies to increase working capital and finance day-to-day expenses.

Advantages of the overdraft

  • No bank oversight over the specific use of the money.
  • No need for an agreement for disbursement of the credit – you use the credit just like a regular payment process.
  • Possibility to get an overdraft limit from the very first month of becoming a client.
  • No hidden fees.
  • Possibility to obtain overdraft without collateral (subject to guarantees from the ultimate beneficiary owners of the business).
Main terms and conditions
Loan term

up to 12 months

Crediting currency


Terms of repayment

on a monthly basis;

full repayment of the debt – within 30 calendar days after non-stop use of the credit funds.

Liquid collateral to allow overdraft

— immovable property;

— road transport;

— equipment;

— goods in circulation;

— property rights to the funds placed on a deposit account, etc.

Security of overdraft without collateral

financial guarantee of the business owners

Borrower requirements

  • has been in business for more than 12 months.
  • Stable income from the principal business of the company to current accounts in Pivdenny bank

How do I apply for a loan?

  • Contact your personal manager

    for existing clients of the bank.

To obtain a loan

  1. Visit the nearest bank branch or contact the corporate business projects unit manager.
  2. Submit the required documents.
  3. Get the decisions made by the bank on the loan and the valuation of collateral.
  4. Sign all the required agreements.
  5. Receive the credit funds on your current account.


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