Advantages of overdraft
Absence of oversight
over specific use of the funds.
Disbursement of funds doesn’t require bank approval
and is carried out like an ordinary payment.
Opportunity to fix the overdraft limit
from the very first month of becoming a client
Possibility to obtain a loan without collateral
(subject to guarantee from the ultimate beneficiaries of the business).
up to 12 months
— for existing clients of Pivdenny Bank — overdraft without collateral — up to 30% of net average monthly income;
— for existing clients of Pivdenny Bank — overdraft without collateral — up to 50% of net average monthly income;
— for new clients — overdraft without security — up to 10% of net average monthly income which the client agrees to transfer to Pivdenny Bank;
is determined individually
on a monthly basis;
full repayment of the debt – within 30 calendar days after non-stop use of the credit funds
How do I apply for my loan?
all required documents.
After analysing the loan application and valuation of the collateral,
the bank makes a decision on the feasibility of the loan.
sign all the required agreements.
credit funds on the current account.