Additional funds for urgent payments

Overdraft for SME

For companies to increase working capital and finance day-to-day expenses.

Advantages of overdraft

  • No

    hidden fees.

  • Absence of oversight

    over specific use of the funds.

  • Disbursement of funds doesn’t require bank approval

    and is carried out like an ordinary payment.

  • Opportunity to fix the overdraft limit

    from the very first month of becoming a client

  • Possibility to obtain a loan without collateral

    (subject to guarantee from the ultimate beneficiaries of the business).

Principal terms and conditions
Loan duration

up to 12 months

Loan currency


Maximum limit amount

— for existing clients of Pivdenny Bank — overdraft without collateral — up to 30% of net average monthly income;

— for existing clients of Pivdenny Bank — overdraft without collateral — up to 50% of net average monthly income;

— for new clients — overdraft without security — up to 10% of net average monthly income which the client agrees to transfer to Pivdenny Bank;

Interest rate

is determined individually

Terms of repayment

on a monthly basis;

full repayment of the debt – within 30 calendar days after non-stop use of the credit funds

How do I apply for my loan?

  • Visit any branch of Pivdenny Bank

    or contact the SME project manager.

  • Provide

    all required documents.

  • After analysing the loan application and valuation of the collateral,

    the bank makes a decision on the feasibility of the loan.

  • After approval,

    sign all the required agreements.

  • Receive

    credit funds on the current account.


Submit application
Provide your contact details and a bank employee will contact you.
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