Adapting business during the wartime: How the war is affecting businesses and banks

The escalation of Russian attacks on ports, railways, warehouses, logistics hubs and manufacturing facilities is raising acute questions for the economy. How much capital needs to be invested to maintain the ability to operate? Where can this capital be sourced? And who should share risks faced by the businesses?

Andrii Bukin, Deputy Chairperson of the Management Board of Pivdenny Bank, addressed these questions in the column for Liga.net:

– In his view, the role of banks today is to allocate risks appropriately: provide viable businesses with working capital, restructure debt where a problem is temporary, take a more cautious approach to open foreign exchange exposure and continue investing in resilience. This is how Pivdenny Bank operates today. The Bank remains committed to its principles of maximum transparency and support for Ukrainian businesses. It has not stopped lending and does not plan to do so. The Bank’s corporate loan portfolio grew by 19% in 2026, compared with 12% market growth. Pivdenny Bank remains one of the key and fastest-growing players in Ukraine’s corporate banking market.

Read the full column here.