The promotion can be used by individual customers who are notaries (attorneys) or business partners of a legal entity of Small, Middle, Large segment and who do not have valid individual safe deposit box rental agreement.

Requests of retailers for financing return to a pre-war level – attraction of loans for network expansion becomes priority again. Market adapted to martial law and almost does not need payment holidays, which were needed in 2022. The appearing requests are directly influenced by war – procurement of generators and formation of gas reserves in storage facilities for peace of mind in autumn-winter period. Pivdenny Bank helps meet all requests of retail customers, offering individual approach and flexible conditions of lending. More information is provided by head of light and food industry, trade and service business section of Pivdenny Bank Volodymyr Kravchenko.

If at the early stage of a full-scale war the retail trade industry extensively needed payment holidays to save business, since the beginning of 2023 the retail market has been facing the positive dynamics of turnover, increased amount of average check and quantity of checks per one square meter of commercial area.

“Starting from the first day of military aggression of the Russian Federation, Pivdenny Bank provided its customers with payment holidays that allowed to significantly facilitate the work of businesses in the conditions of martial law. Now we can see that market adapted and continues to work. Almost every day we discuss with our customers the plans for business development. Popular requests from retailers today include replenishment of working capital in connection with opening or purchase of new shops or even networks, substitution of accounts payable, program “Available Loans 5-7-9%”, guarantees of fulfillment of obligations under lease agreements and guarantees of payments to suppliers. We help meet all these requests,” says Volodymyr Kravchenko.

In addition to quite wide range of financing services, Pivdenny Bank provides quality services to retail trade representatives. Thus, recently at least several leaders in the industry became bank customers thanks to commercial acquiring, which is currently considered by Pivdennyi Bank as one of priority directions.

“We have been working with the retail segment for a long time, we know its needs well and always find optimal financing solutions. 30-year experience of work with Ukrainian businesses allows the bank to offer its customers not stereotyped standard solutions, but rather individual flexible conditions. When considering each individual project, we take into account the customer’s wishes and offer products subject to the plans of business development,” emphasized Volodymyr Kravchenko.

Information about the Bank

Pivdenny Bank is one of the leaders on the financial market of Ukraine, holding the third place in the group of Ukrainian banks with private capital by size of assets. By the decision of the National Bank of Ukraine, Pivdenny Bank has been included in the category of systemically important banks for the fifth year already.

Pivdenny Bank has been reliable financial partner for private customers and business for 30 years. The Bank specializes in services to large and medium-sized corporate business segment and focuses on financing products and comprehensive services for foreign economic activities and efficient solutions for management of money of enterprises and their owners.

Pivdenny Bank team is more than 1700 active and purposeful employees. The Bank is represented in 18 regions of Ukraine, and the regional network includes 49 branches.