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31.12.2020 New tariffs for payments cards of private clients as of 1 February From 1 February 2021, the amended tariffs for servicing current accounts using payments cards will come into effect for private clients of Pivdenny Joint-Stock Company. 28.12.2020 The operating schedule of Pivdenny Bank in the period from 31.12.2020 – 10.01.2021 For attention of our clients 23.12.2020 Pivdenny Bank connects with Garmin Pay for Mastercard Pivdenny Bank clients will now be able to pay for purchases via contactless payments using the Garmin Pay service. 22.12.2020 Holiday working hours of the Individual Deposit Guarantee Fund The Individual Deposit Guarantee Fund will suspend the payment of compensation to depositors via the Automated Payment System during public holidays. 21.12.2020 The operating schedule of Pivdenny Bank in the period from 24.12.2020 – 25.12.2020 For attention of our clients 21.12.2020 Pivdenny Bank launches a new product for business – currency swap Pivdenny Joint-Stock Bank has launched a new product for corporate business – currency swap. It will help clients minimise currency risks and manage Hryvnia liquidity. 15.12.2020 Pivdenny Bank introduces amendments to the Integrated Banking Service Agreement for private clients As of 15 December 2020, the amended integrated banking service agreement for private clients will come into force at Pivdenny Joint-Stock Bank. 15.12.2020 Pivdenny Bank specialists participate in the public defence of master's theses of future bankers The defence of the graduation theses of six students was held online under the auspices of the Independent Association of Banks of Ukraine. This practice of defence at the Department of Banking is applied on a regular basis. 15.12.2020 Pivdenny Bank clients will be able to make purchases via contactless payments with the Mi Smart Band 4 NFC fitness band 11.12.2020 MOODY`S boosts the rating of Pivdenny Bank’s foreign-currency deposits International rating agency MOODY`S increased the long-term rating of Pivdenny Bank’s foreign-currency deposits by one rank (caa1 → b3). 10.12.2020 Maksym Tsymbal, Deputy Chairman of the Management Board at Pivdenny Bank, talks about what’s to come for the banking system in 2021 On 16 December, Maksym Tsymbal, Deputy Chairman of the Management Board at Pivdenny Joint-Stock Bank, will participate in an online discussion 03.12.2020 Changes in the NBU chart of accounts for independent professional clients We would like to inform you that, in accordance with the requirements of the NBU Resolution No. 123 of 20 August 2020, changes were made to the Chart of Accounts of Ukrainian banks. 03.12.2020 Congratulations on the bank’s 27th anniversary! Our financial success is first of all the result of daily care for the interests of each of our clients. We greatly value the trust we have been given. 02.12.2020 On 3 December 2020, the Automated Payment System of the Deposit Guarantee Fund will be unavailable after 3:00 pm For five hours from 3:00 pm to 8:00 pm the Fund will not pay guarantee amounts. If you plan to receive a payment on this day, please do so by 3:00 p.m. 01.12.2020 New tariffs for corporate and private clients as of the New Year From 1 January 2021, the amended tariffs will enter into force at Pivdenny Joint-Stock Bank in two areas 01.12.2020 New tariffs for private clients as of 1 January 2021 From 1 January 2021, amended tariffs for private clients will enter into force at Pivdenny Joint-Stock Bank. 27.11.2020 Pivdenny Bank received an award in the Focus on Digital category from Mastercard Pivdenny Bank was one of the first Ukrainian banks to be certified in the international payment system to enable payments with digital wallets. 27.11.2020 Money transfers to Georgia, Moldova, and Armenia at the best price From 1 December 2020 through 28 February 2021, Pivdenny Joint-Stock Bank clients can take advantage of a special offer from RIA 23.11.2020 A new instrument for business: hedging interest rate risks in lending pegged to the discount rate The essence of the transaction is that the client fixes the value of conditionally attracted resources in the bank. All settlements between the bank and the client are based on a comparison of the fixed rate and the interbank lending index 17.11.2020 Money is not an issue. Family budget: the one who spends does not accumulate How to learn to manage costs, what is the optimal amount to spend on savings each month and how to maintain a balance between "spend" and "accumulate"

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