E&S Risk Assessment

The Bank's financing of credit projects within the framework of the "Affordable Loans 5-7-9%" programme (regarding clients whose main activity (main NACE code) is in agriculture under all NACE Section A codes and the following processing NACE codes: 10.51, 10.61, 10.71 of the National Classification of Ukraine) is based on the following components:

• the inadmissibility of financing economic activities included in the Exclusion List;
• Ithe inadmissibility of financing any type of Prohibited Activities;
• mandatory implementation of a comprehensive environmental and social project assessment procedure (the Bank's authorised body makes the financing decision based on the results of the environmental and social assessment);
• exclusion of financing for projects with a "HIGH" level of environmental and social risk.

Useful information for clients who are cooperating or planning to cooperate with the Bank under the "Affordable Loans 5-7-9%" programme:

• Detailed description of environmental and social risk categories
• Indicative list of activities with high and substantial E&S risk levels
• List of documents that may be requested from the Borrower to conduct the E&S risk assessment
• Questionnaire for comprehensive environmental and social assessment
• Questionnaire for comprehensive environmental and social assessment of an investment project
• Environmental and social incident notification form
• Change and analysis notification form
• Environmental and social incident investigation form